Tips For Filing Chapter 7 And Chapter 13 Bankruptcy

Look into all of your options before you choose to file for bankruptcy. Before filing, talk with an attorney who can help you weigh all of your options. If foreclosure is imminent, see if your loan can be altered at all through a modification plan. The lender may be willing to reduce interest rates, eliminate late charges or extend the life of the loan. When all is said and done the creditors just want their money, and more often than not will work with you on a repayment plan.

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