Think Credit Monitoring Prevents Identity Theft? Think Again.

In the wake of the recent Target data breach, in which identity thieves gained access to the personal information of at least 70 million customers, the company announced it would offer free credit monitoring for a year. While this is a good first step for the retail giant, it gives affected customers false hope. At face value, credit monitoring seems like an attractive service. After all, it helps detect suspicious activity on your credit report and gives you a heads-up about potential problems. But many credit monitoring companies market their service as being an identity theft protection plan. This simply isn't the case.Original Article

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