File personal Bankruptcy with easy-to-use forms and step-by-step instructions.
If you have come to the conclusion that Bankruptcy is the best option to escape crushing personal debt, DIY Legal will save you time, stress and a significant amount of money. Everything you need to complete a Chapter 7 or Chapter 13 personal bankruptcy is provided, whether filing individually or jointly as a married couple. Includes all required forms, completed samples for each document, clear overviews, instructions, a list of each state's exemptions, and a complete package of forms from each of the 90+ U.S. District Bankruptcy Courts. Fully up-to-date including the 2016 Means Test and Exemption Calculations revisions!
It's easy for financial situations to get out of control. Sometimes it begins with the loss of a job, where income levels change dramatically. Or perhaps it's the death of the primary wage earner in the family, where the rest of the family can no longer meet the obligations that were taken on previously. Or maybe it's a significant change in the economy, or a consistent debt pattern that has finally spiraled out of control.
Whatever the reason for deep, ongoing financial issues, there often comes a time when enough is enough. Creditors call constantly, the debt load and related interest continues to increase, and there is no apparent way out of the situation. Thousands of people and families just like you experience this exact same type of financial difficulty each year. And while it is never an easy decision, sometimes the filing of a bankruptcy is the best decision.
If you decide to proceed with the filing of bankruptcy, then DIY Legal's Bankruptcy legal forms software package is the most effective do-it-yourself solution available for either an individual filing or a joint filing with your spouse.
When money is already tight, coming up with the amount necessary to hire an attorney can often be nearly impossible.
That's when you need a clear way to resolve the issue on your own. That's when you need the directions and overviews provided by a person experienced in bankruptcy who can teach you how to proceed through the filings and paperwork required. That's when you need the information provided by DIY Legal.
To be clear: the Bankruptcy process is by no means "quick and easy". Nor should it be; a person filing for Bankruptcy is asking a court to wipe away legitimate debt owed to others. But if your personal situation meets the requirements of the Bankruptcy Court, then the legal forms and instructions provided by DIY Legal are the best available to help you through the process on your own.
The instructions and overviews within the program have been written by a long-time bankruptcy attorney; this attorney has handled personally hundreds of bankruptcy proceedings. He has taken that experience and put it into providing not only instructions on completing the necessary documents, but into adding real insight into the process, to help you make the right decisions at every stage.
DIY Legal's Bankruptcy forms and instructions fully comply with all recent Schedule revisions.